10 Secret Things You Didn’t Know About ROOFING CONTRACTOR

There is no such thing as being over protective with regards to your home and your finances. There are several roofing contractors out there that are willing to bend the guidelines to simplify things for themselves, leading to problems for you as well as your roof. Even honest contractors make mistakes every occasionally. That’s why it is important to know these 4 simple methods to protect yourself whenever choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to repair a leak on your own roof. One of their employees decides not to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to cover his medical expenses, because he was hurt on your property.

Solution: Roofers Compensation is really a kind of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees are entitled to recover expenses for hospital bills and being out of work. Be sure that your roofing contractor has workers compensation so that you will are saved the difficulty and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there is an urgent storm. Water seeps into your home and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but you can find exclusions preventing coverage of the inside of your building. You wind up paying to fix the damages yourself.

Solution: If damage occurs to your house or building this is the fault of a roofing contractor, you intend to be sure they have good liability insurance. This will cover anything from broken windows to damaged interiors as stated in the problem above. Some contractors have liability insurance, but their insurance company offers so many exclusions that it is almost like there is absolutely no coverage at all. Look for coverage that doesn’t exclude water damage and mold caused by leaving a roof open.

Business License
Problem: You hire a fresh roofing company to focus on your roof. A few months later you see a leak. You try to contact the business, but can’t find their information. You try to look them up by their business license and you also find that there is never a small business license issued for that company. You are forced to cover the repairs yourself.

Solution: Check in advance that your roofing contractor has a business license. If they don’t have a license, it may be a sign that they have no idea what they are doing. The business could easily disappear or go out of business.

In the state of Utah, your roofing company should have a shingle license and a general roofing license to install a pitched roof. A flat roof installation only takes a general roofing license.

An over-all contractor is legally able to install a roof without a roofing license should they have a general contractor license. However, there were a lot of cases of contractors branching out and installing roofs themselves when they lack the correct training. This causes problems for building owners along with home owners. It is ideal for a general contractor to have a roofing license besides their general contractors license.

In Utah, the number for a general roofing licence is S280. The general contractors license is B100.

If your roofing contractor is in the middle of working on your roof and you also find that they will have given fraudulent business license information, (in Utah) you have the option to terminate their service immediately. You are not required to pay anything to the contractor since they were operating illegally. After that you can find a qualified contractor to fix your roof and finish the job.

Lien Waiver
Problem: Your roof has been completed and you also pay the contractor. However, a couple weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your roof. commercial metal roofing discover that your contractor didn’t pay his supplier and that you are now responsible for that payment. It has happened and can happen to you.

Solution: Make sure to request a lien waiver once the job is completed and before you pay. A lien waiver simply states that when the contractor does not make his payments to a supplier or employees, you aren’t responsible to cover them. It is ultimately in place to safeguard the home or building owner from paying twice. If you have the lien waiver before you pay, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without any additional paperwork.

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